We have been retained by our client to recruit an experienced Buy to let Mortgage Underwriter.
Candidates should ideally be CeMap qualified.
To assess, analyse, underwrite and process all new buy-to-let mortgage applications from receipt of application through to offer of loan. Required to maintain service levels whilst ensuring the company's credit policy and procedures are adhered to.
Assessment of mortgage applications and preparation of detailed risk analysis Communicate directly with financial intermediaries and customers, providing underwriting decisions Analyse and assess all pre-completion post Assess willingness and ability to pay Analyse bank statements and company accounts Review and assess valuation reports Collate and analyse all documentation and assess overall risk and decision Assessing Transfer and Equity requests Candidates must have an indepth knowledge of the mortgage lifecycle and have business awareness and knowledge of the buy-to-let mortgage industry Ability to assess bank statements, company acounts and cash flow forecasts and the ability to review company accounts and business plans.